Himaya Iraq abides religiously by the eleven principles for business of the UK Financial Conduct Authority and which are:
A firm must conduct its business with integrity
A firm must conduct its business with due skill, care and diligence
A firm must take reasonable care to organize and control its affairs responsibly and effectively, with adequate risk management systems
A firm must maintain adequate financial resources
A firm must observe proper standards of market conduct
A firm must pay due regard to the interests of its customers and treat them fairly
A firm must pay due regard to the information needs of its clients and communicate information to them in a way which is clear, fair and not misleading.
A firm must manage conflicts of interest fairly, both between itself and its customers and between a customer and another client.
A firm must take reasonable care to ensure the suitability of its advice and discretionary decisions for any customer who is entitled to rely upon its judgement
A firm must arrange adequate protection for clients’ assets when it is responsible for them
A firm must deal with its regulators in an open and cooperative way and must disclose to the appropriate regulator appropriately anything relating to the firm of which that regulator would reasonably expect notice
